There aren’t any Discover cards that flat-out require excellent credit, currently.
But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval.
So most Discover cards may be a tough get for the average person, who has a credit score of 669.
Can I get a credit card with a 650 credit score?
Even if your FICO credit score is only 650, you can still qualify for a credit card that charges no annual fee and comes with reasonable interest rates.
What is the easiest credit card to get approved for?
Easiest Credit Cards to Get Approved For
|Best For||Card Name||Annual Fee|
|No Min. Credit Score||Green Dot primor® Visa® Classic Secured Credit Card||$39|
|No Credit Check||OpenSky® Secured Visa® Credit Card||$35|
|Low Annual Fee||First Progress Platinum Elite Mastercard® Secured Credit Card||$29|
|No Annual Fee||Fingerhut Credit Account||None|
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How do I qualify for a student Discover Card?
Here are the Discover student card requirements:
- 18+ years old.
- U.S. citizen.
- Valid Social Security number (cannot apply with ITIN)
- Enough income to afford a credit card.
- Be a student (enrolled in school)
- Not have too many recent credit inquiries (best to only apply for one card each year)
How good is a 650 credit score?
A 650 FICO score is generally considered to be Fair. If you have a 650 credit score, you may still be denied some loans and credit cards — and you may be forced to pay higher interest rates for the ones you are approved for. You need at least a 700 score to have Good credit — but 650 isn’t considered Poor either.