Asked By: Jack Cox Date: created: Aug 20 2021

Is Amex platinum a charge card

Answered By: Ashton Simmons Date: created: Aug 23 2021

The American Express Platinum card is a charge card, meaning it works a little differently than a traditional credit card. Platinum cardholders are not given a preset credit limit and can’t carry a balance from month-to-month. You’ll need to pay off the full amount you charge on the Platinum card every billing cycle.

Asked By: Jeremiah Thompson Date: created: Feb 02 2021

Is my AMEX a charge card or credit card

Answered By: Diego Butler Date: created: Feb 05 2021

You have three Amex consumer charge card offers to choose from. The main difference between charge cards and typical credit cards is that charge cards usually must be paid in full each billing period — you can’t revolve a balance from month to month. Prepaid hotels booked on Amex Travel.

Asked By: Carl Turner Date: created: Jan 19 2021

What is Amex Platinum card made of

Answered By: Nathan Ramirez Date: created: Jan 19 2021

The American Express (AXP) Platinum Card is stainless steel and comes with new travel perks—for a higher fee — Quartz.

Asked By: Leonars Roberts Date: created: Jun 05 2021

Are all AMEX Platinum cards metal

Answered By: Bruce Thompson Date: created: Jun 07 2021

The Platinum Card® from American Express

This card’s been around for a while, but was refreshed in 2017 and changed to a metal design. It includes many travel benefits, like airport lounge access, Uber credits, and a Global Entry or TSA PreCheck credit. It earns travel rewards. Eligible hotels booked with Amex Travel.

Asked By: Francis Long Date: created: May 27 2021

What income do you need for Amex Platinum

Answered By: Andrew Parker Date: created: May 27 2021

Your stated income on your application plays a large role in your approval odds. On average, Amex Platinum cardholders tend to have high incomes. However, a high income is by no means a requirement. We recommend that your annual income be at least $50,000 or higher before applying for the Amex Platinum.

Asked By: Dennis Bryant Date: created: Feb 17 2022

How much money is on a platinum credit card

Answered By: Ian Lopez Date: created: Feb 17 2022

Typically, the annual fee of platinum credit cards varies in between $99 to around $300, although it can be higher. Rewards program. Pay attention to how many points you stand to earn per dollar spent.

Asked By: Dennis Garcia Date: created: Feb 05 2021

What is the maximum credit limit for American Express

Answered By: Jacob Barnes Date: created: Feb 05 2021

The highest credit card limit is over $100,000 according to anecdotes from credit card holders. But like most credit cards in general, even the highest-limit credit cards will only list minimum spending limits in their terms – and the highest minimum you’ll find is around $10,000.

Asked By: Albert Price Date: created: Jan 01 2022

What happens if you can’t pay AmEx in full

Answered By: Jason Murphy Date: created: Jan 02 2022

With AmEx charge cards, if you fail to pay your required monthly balance in full, you will incur a late fee, which can be as bad as credit card finance charges. The difference is, you can make the minimum payment to avoid a late fee. With a charge card, you have to pay the whole balance to avoid a late fee.

Asked By: Lucas Rogers Date: created: Mar 27 2021

What is the credit limit for American Express

Answered By: Devin Scott Date: created: Mar 28 2021

American Express limits the number of credit and charge cards you can have at one time to 4. So as long as you don’t have 4 credit cards open, you can apply for a new one — the same is true for charge cards.

Asked By: Austin Parker Date: created: Jul 17 2021

What credit card is the hardest to get

Answered By: Gregory Williams Date: created: Jul 17 2021

American Express Centurion Card

Asked By: Bryan Kelly Date: created: Feb 01 2021

How many Amex Black Card holders are there

Answered By: Cameron Roberts Date: created: Feb 01 2021

17,000 black card holders

Asked By: Joseph Murphy Date: created: Jan 01 2022

Which is better Amex gold or platinum

Answered By: Alejandro Brooks Date: created: Jan 02 2022

Amex Gold is the cheaper option, charging $250 per year versus Amex Platinum’s $550. Amex Platinum has a bigger initial bonus: 60,000 points for spending $5,000 in the first three months (vs. 35,000 points for spending $4,000 in three months with Amex Gold). Platinum also provides more points on travel purchases.

Asked By: Roger Miller Date: created: Jul 23 2021

Does Amex waive annual fee

Answered By: William Johnson Date: created: Jul 26 2021

AMEX doesn’t waive annual fees, but sometimes they’ll offer a statement credit to help offset the cost of the annual fee. For instance, recently some folks who hold the AMEX Platinum have called in and been offered a $300 statement credit, which helps offset the $550 annual fee.

Asked By: Charles Jenkins Date: created: Sep 23 2021

What card is better than Amex Platinum

Answered By: Kevin Bennett Date: created: Sep 25 2021

Chase Sapphire Reserve vs. Amex Platinum

Chase Sapphire Reserve® The Platinum Card® from American Express
Welcome bonus 50,000 points if you spend $4,000 in first 3 months 60,000 points if you spend $5,000 in first 3 months
Annual fee $550 $550
Credit required Excellent Good/excellent

2 more rows

Asked By: Hayden Adams Date: created: Jul 15 2021

What is the most elite credit card

Answered By: Fred Diaz Date: created: Jul 15 2021

NerdWallet’s Best Premium Credit Cards of March 2020

  • Chase Sapphire Reserve®: Best for Overall premium card.
  • The Platinum Card® from American Express: Best for Luxury travel perks.
  • Citi® / AAdvantage® Executive World Elite™ Mastercard®: Best for Premium airline card.
Asked By: Isaiah Anderson Date: created: Nov 19 2020

How do I get my Amex Platinum fee waived

Answered By: Wyatt Flores Date: created: Nov 22 2020

That means you can get the $550 annual fee waived for the Platinum Card® from American Express. The benefit is available as part of the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act (MLA). The easiest way to get the fee waived is to call the number on the back of your card and request it.

Asked By: Luke Green Date: created: Sep 15 2021

What is the average credit limit on American Express Platinum

Answered By: Ryan Barnes Date: created: Sep 17 2021

You’ll get at least a $5,000 credit limit with this card, and some people report a high limit of $100,000. The annual fee is $95. Capital One Venture: $5,000+.

Asked By: Alfred Perez Date: created: Jul 20 2021

Is Amex platinum hard to get

Answered By: Brandon Phillips Date: created: Jul 21 2021

The Amex Platinum can be a hard credit card to get. It does have a high annual fee of $550 (See Rates & Fees). Therefore, you may want to check out some of the other best credit cards for travel rewards options that come with lower annual fees. It largely depends on your credit history.

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