Question: Does Zales Approve Bad Credit?

What credit score do you need for Zales?

The easiest jewelry credit card to get is pretty much any jewelry credit card, including those from Helzberg Diamonds, Iddeal Jewelry, and Zales. You have about the same chance of getting all of them because they all are store cards that require fair credit (640+) for approval.

What jewelry stores approve bad credit?

16 Jewelry Stores With Easy Credit Approval (Some for No/Bad Credit)

  • Jewelry Stores with an Easy Credit Application Process. Blue Nile. Helzberg Diamonds. Jared the Galleria of Jewelry. Kay Jewelers.
  • Jewelry Stores with Easy Credit Approval for Customers with Poor/No Credit. Crown Jewelers. Diamond Wave. Gage Diamonds.

How can I get an engagement ring with bad credit?

There are myriad ways someone with bad credit can snap up an engagement ring.

  1. Throw out the old rules.
  2. Open a credit card with a no-interest intro period.
  3. Try financing through your jewelry store.
  4. Look for vintage or pawned jewelry.
  5. Don’t die for diamond.
  6. Take out a personal loan.

How do I check the status of my Zales credit card application?

As a matter of fact, there is only one way how you can check the status of your application. For that, you must call 1-844-271-2708.

Is Zales overpriced?

Zales jewelry or a mall stores are extremely overpriced, that is why they are always 50-70% sales. Even after these ridiculous sales you will be over paying for inferior quality gems. Look at places like international diamond exchange for a better price and quality of jewelry.

Does Zales do monthly payments?

Our Ten for Ten Plan allows you to put 10% down and pay the balance in ten equal monthly payments. It’s jewelry buying made easy! Visit your local store for more details.

What’s the easiest loan to get with bad credit?

Best Bad Credit Loan Companies: Summed Up

NetCredit34% – 155%$1,000
Avant9.95% – 35.99%$2,000
Peerform5.99 % – 29.99 %$4,000

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What store credit cards are easy to get?

Here are some of the easiest department store credit cards to get:

  • Target REDcard: For people with fair credit or better.
  • Walmart Store Card: For people with fair credit or better.
  • Kohl’s Credit Card: For people with fair credit or better.
  • JCPenney Credit Card: For people with fair credit or better.

What credit score do you need for care credit?

Care Credit Required Credit Score

Care Credit reports that you’re “more likely to be approved” for their Care Credit card with a score of 623 or higher. There are user reports of being approved with a score as low as 600. Ensuring your balances are low and that you have less than six inquiries will help.

Can you finance jewelry with bad credit?

Borrowers pay low-interest rates and are given between 3 and 5 years to repay the loan. If you have average credit scores, you still have a lot of options to finance your jewelry purchase. Rates for consumers with bad credit can be 30%-80% with some lenders and even higher with other lenders.

Does Kay Jewelers check credit?

You can apply and get prequalified for a Kay Jewelers credit card online or in-store. You can check your free credit scores on to see where you stand before you apply.

Can you finance with bad credit?

However, many banks offer auto loans to people with bad credit. Larger national banks can also help you secure an auto loan if you have bad credit. In general, it is better to go with a bank or an auto financing lender rather than the car dealership down the street that is offering a “buy here, pay here” deal.