Can I Get A Credit Card With Low Income?

When you’re on a low income, it can be difficult to get access to credit.

If you have a low income there are credit cards specifically designed for you.

Perhaps you’re just starting out or you simply want a card to make important purchases.

Can you get a credit card if you have no income?

Your income and credit history are not considered when you’re added as an authorized user. When you apply jointly, your income and credit history are considered alongside that of the other applicant. However, if the other applicant has enough income, you can be approved for the credit card even if you don’t have a job.

Which credit card is best for low income?

#FinancialBytes: Best credit card options for low income earners

  • State Bank of India’s SimplyCLICK Credit Card is a popular option for those with a low salary.
  • ICICI Bank Platinum Chip Credit Card is one of the best options for someone with a low salary.
  • HDFC Bank’s MoneyBack Credit Card is another good credit card option; it offers good rewards for online transactions.

8 Feb 2019

What is the minimum salary required for a credit card?

Eligibility Criteria

Applicant must be between age of 21-60 Years for Salaried. Applicant must be age of 21-65 Years for Self Employed. The Minimum income salary for this card is Rs.1.75Lakh p.m. for Salaried.

Can I get a credit card as a homemaker?

When you apply for a credit card, the card is either for you or your wife, so the answer would be no. However, you can add an authorized user or a guarantor later. You can add household income when you apply for a credit card.29 Mar 2015